#1 Orange County Insurance Company

Proudly Serving the Insurance Needs of California Residents and Businesses Since 1986.

In 10 Minutes You Can Save 20% on Vehicle or Home Insurance

Lowest Insurance Rates in Orange County

Established in 1986, Coffer Insurance shops all major insurance carriers so that you are guaranteed to get the best coverage at the best price. Specifically, we do all the work for you!  Simply Click, Call or Come In and we will get you quality Orange County insurance in minutes!

Bundle OC Insurance Policies and Save

  • Auto Insurance
  • Motorcycle Insurance
  • Homeowner Insurance
  • Renters Insurance

Whether you live in Anaheim, Anaheim Hills, Buena Park, City of Orange, Costa Mesa, Cypress, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, Placentia, Santa Ana, Seal Beach, Villa Park, Westminster or Yorba Linda, it’s critical to have quality Orange County insurance at a fair, low price.

Coffer Insurance Services is the top Orange County insurance company. We understand the need for quality insurance and shop many carriers to get you the best rates. Most importantly, we have been servicing customers in OC since 1986. To get a free consultation, please contact us today.

Insurance Questions?

We Will Help Find You the Best Policy


    Insurance Customer Testimonials

    5-stars Rating

    See more 5-stars on Coffer OC Insurance Google Business

    Called to get a quote and Terri was kind enough to help provide one! After shopping around and comparing I found they provided the best rate at a great price! Shout out to Terri, she’s the one you gotta call to help with your insurance needs!

    America Duque 3/17/2023,

    Great experience with Coffer. Terri has always been responsive to my needs as a customer. Rates are competitive and service is top-notch!

    Paul de Leon 1/13/2023,

    Terri made my insurance buying task a breeze. I never had a simpler experience. Thank you.

    Glenn Smith 3/16/2023,

    Terri was very friendly, and did a very good of finding me a better and less expensive policy. 🤗

    Mark Rae 1/17/2023,

    Super efficient, clear communication and scored a much better rate for my car and renters insurance!

    Katie Tye 1/13/2023,

    Terri has really good communications skills, is very polite and explained things really well.

    Anthony Herrera 1/16/2023,

    Terri helped me get my motorcycle insurance in order for a great low payment. Thanks Terri!

    Miguel Brambila 3/8/2023,

    Terri was right to the point and satisfied all my needs without going through a big spiel.

    Dante Sabatino 2/2/2023,

    The Agent that helped me get the insurance I needed was polite, very professional and answered all of my questions with regard to my concerns. She was right on time! Thanks again Terri!!🤗

    Mizz Alisha Watts 1/23/2023,

    A+ Orange County Insurance Savings

    When you are searching for new insurance or a lower premium, it is important to work with a multi-carrier authorized Orange County insurance company. Specifically, a multi-carrier authorized services company is able to shop for the lowest premiums for your specific policy. This provides you confidence that we can find you the correct amount of coverage at the lowest premiums possible.

    Here are a few of the major insurance carriers we are authorized to provide. 

    Safe with Coffer Insurance Service SafeCo Insurance Rates
    Click Now to Save on OC Insurance Rate with Coffer's Mercury Account

    Quote Now, Buy Now

    OC Insurance Company Savings with Progressive and Coffer Insurance Services

    Orange County Insurance Types

    Orange County Insurance for Autos and RVs

    Auto Insurance

    Offering the lowest rates on Orange County insurance for your auto or vehicle. We fight for the best rates from top carriers.

    OC Homeowners Insurance Company

    Homeowner Insurance

    The best homeowner OC insurance companies shop all carriers to get you the best rates. This is what you can expect with the Coffer team.

    Orange County Small Business Insurance

    Business Insurance

    Businesses need Orange County insurance for their geography and location. As a local, family-owned company, we will get you the best rate.

    Orange County Insurance for Commercial Autos

    Commercial Auto

    Businesses with a vehicle fleet need to have a comprehensive Orange County insurance package. We will ensure you are fully protected.

    Surety Bonds for OC Dealerships

    Surety Bonds

    Every dealership needs surety bonds to protect itself. Our Orange County insurance company understands your needs and will ensure you manage risk.

    Motorcycle Insurance for OC Riders

    Motorcycle Insurance

    OC’s best insurance for your ride! We shop all carriers to get you the best rate. Therefore, you can enjoy the PCH and manage risk stress-free.

    Renters Insurance for OC Tenants

    Renters Insurance

    Renters need the best insurance to protect their asses during a lease. Our Orange County insurance company savings are exactly what you need.

    Auto Dealer Bonds for Orange County Dealerships

    Auto Dealer Bonds

    Auto dealer bonds are a requirement to be a licensed car dealer. Our Orange County insurance company delivers the lowest possible bond prices.

    Debt Collector Bonds for OC Auto Dealers

    Debt Collector Bonds

    Coffer Orange County insurance company provides many types of debt collector bonds. We tirelessly work to offer the lowest possible prices.

    Auto Dealer Insurance for OC Dealers

    Auto Dealer Insurance

    Auto dealer insurance protects your dealership from another person or business’s claims of bodily injury, Contact us today to get the most competitive rates.

    Auto Service Garage Insurance in the OC

    Garage Insurance

    Auto Repair shop insurance protects your business from claims of property damage, and more. Our family-owned insurance company will protect you.

    Workers Compensation Insurance Policies for OC Businesses

    Workers Compensation

    Top quality workers compensation insurance for businesses since the 80’s. Protect your employees from the #1 Orange County insurance company.

    Family-Owned Local Orange County Insurance Company

    There are many reasons to work with an independent local insurance agent versus going direct with one of the big carriers. An independent agent’s first priority is you. We listen to your needs to understand what is important to you. We work for you and NOT the insurance companies.

    Coffer Insurance Services will find and create a customized insurance policy that fits your exact needs. Furthermore, this customization results in a policy that is just right, and not too much. Specifically, this is the value you get with the local, independent Coffer Orange County insurance company. In addition, we do more than just provide you with the exact insurance policy you need. We save you money!

    Did you know that many of the online big carriers quotes do not get you the best rates and coverage? As a reminder, our first priority is you. Specifically, the best policy at the best price is our promise.

    6 Reasons to Use Local Orange County Insurance Services

    Unbiased Professional Advice

    Not sure how much coverage you need to protect your home? Furthermore, confused about what line of insurance you need to protect your small business? Coffer Insurance Services wants what’s best for you.

    We provide our professional consultation and listen to your needs. You will be educated on what you are and aren’t covered for. In addition, we counsel you on what insurance carrier best fits your needs. We represent multiple insurance carriers to provide you choice and savings.

    Help Navigating Insurance Increases

    Sometimes, your direct carrier Orange County insurance suddenly increases by $300 the following year. You think it’s time to change carriers. With Coffer, all you have to do is reach out to us via email or phone. We’ll shop our many insurance carriers to find better rates to fit your budget. In addition, we create long term, strong relationships with our clients. We work hard to save you time and money.

    Our agents engage with pre-selected insurance carriers. Most importantly, we act on your behalf to precisely fit you into the right insurance program.

    Guidance Submitting a Claim

    Any insurance claim can be a hassle and stressful. Specifically, the words and questions are confusing. You might miss important information.

    Coffer Insurance Services assists you throughout the entire claim process to make it easier on you. Call us anytime to learn how to settle your claim effectively. Our goal is for you to achieve the best claim outcome possible.

    Building a Long-Term Relationship

    Your insurance needs change through the years. It’s important to have a relationship with your Orange County insurance company. Just like you have built trust with your Doctor and Dentist, we provide the same type of relationship.

    Providing insurance guidance and saving you time & money builds trust. At Coffer, you’re not just a customer, you’re a valued client. A unique person who needs to specific insurance protection.

    Always Available for You

    Your lifestyle and needs also change over time. We are here to assist you with all of life’s changes. Whether you’re looking to start a business, buying your first home, or insuring your new classic car, Coffer Insurance Services is here to help. You are not sent to an FAQ page, we engage you personally to help with insurance questions and concerns.

    Local Orange County Insurance Agents “Can” Do It All

    Since we offer many lines of insurance, we can cover all your needs. Furthermore, when you bundle insurance policies, you may qualify for discount Orange County insurance premiums. Additionally, combining policies is more efficient and saves you time.

    Place your home, car, boat and small business insurance all under one roof and make it cheaper and easier for you.

    If you are looking to find the #1 Orange County insurance company for your policies, contact us today. We look forward to earning your business.