Proudly Serving The
Insurance Needs of California
Residents and Businesses Since 1986
(714) 237-0000

Huntington Beach Insurance Company Savings

Shopping for the best Huntington Beach insurance policy is time consuming. Furthermore, it can be frustrating. There are many large insurance carriers. It is difficult to choose which one is best for your needs.

Not surprisingly, most consumers and business owners throw their hands up and just go with a name they know. Unfortunately, they do not know if they got the best rate and all the discounts available.

Coffer Insurance is a local insurance company that serves the unique needs of the Huntington Beach community. Whether you live in Downtown Huntington Beach, Townsquare Condominiums, Ocean Pointe, Pierhouse, Villas Del Mar, Summerfield, Country View Estates, Suburbia Park, Greystone Keys, Cape Huntington, Deane Gardens, Central Park Estates, Villa St Croix, Bel Air, or Surfside we have the lowest Huntington Beach insurance company premiums. We are an insurance services company that is authorized to use many large carriers. This enables us to shop for the best premium rates.

Most importantly, we are a local, family-owned insurance agency. We understand the unique needs of your community. This understanding combined with our broad range of offerings, enables use to provide solutions that meet any resident or business needs. Furthermore, we work hard to find you the best rates from the best carriers.

It is time to lower your premiums! We look forward to listening and learning about your requirements. Contact us with the confidence that we will find the best rates for you.

Huntington Beach Insurance Quote
It only takes 10 minutes to see if we can save you 20% on Huntington Beach insurance. How can we help you?

Personal Insurance Policies

Huntington Beach Auto Insurance

Auto Insurance

Drive in peace with an auto insurance policy that fits your Huntington Beach lifestyle. Driving on the roads these days is hectic. Whether you live in the city or suburbs, the traffic and roads are challenging.

We have long been providing auto insurance in for Huntington Beach residents. Our local insurance agents work with you to make sure you are covered and save.

Huntington Beach Motorcycle Insurance

Motorcycle Insurance

Enjoy the pleasures of riding your motorcycle with peace of mind. Peace of mind comes from the right Huntington Beach insurance policy coverage. We take pride in keeping motorcyclists protected driving on the road.

All our motorcycle insurance policies are built to suit your unique needs. We recognize all classifications, and find you the lowest insurance rates.

Huntington Beach Homeowner Insurance

Homeowner Insurance

With a local company, you are confident you will receive the most complete homeowner coverage. We shop your insurance needs to all major carriers to create effective insurance policies at the best premium price.

It is important to get a policy that is perfect for your needs. We work hard to understand your home and needs to get the policy just right.

Huntington Beach Renters Insurance

Renter Insurance

Renters insurance covers the personal items in your rental unit or home. Liability is also covered under a renters policy. Theft, weather, fire, water, or electrical damage can result in loss of personal belongings. Protect your belongings!

As a renter, it is required to show proof of renters insurance. We can get you a quote and proof of Huntington Beach insurance quickly.

Multi-Carrier Huntington Beach Insurance Discounts

When you are searching for new insurance or a lower premium, it is important to work with a multi-carrier authorized Huntington Beach insurance company. Specifically, a multi-carrier authorized  services company is able to shop for the lowest premiums for your specific policy. This provides you confidence that we can find you the correct amount of coverage at the lowest premiums possible. 

Here are a few of the major insurance carriers we are authorized to provide. 

Authorized SafeCo Insurance Agent Discounts
Authorized Mercury Insurance Agent Discounts
Quote Now, Buy Now
Authorized Progressive Insurance Agent Discounts

Business Insurance Policies

Huntington Beach Small Business Insurance

Small Business Insurance

Small business Huntington Beach policy includes coverage in the event that the office closes due to damages. Standard coverage will take care of lost wages & revenue, but it is important to look into extra coverage.

Our free consultation ensures you are educated on available extra coverage in case you need to relocate temporarily while the business is repaired.

Huntington Beach Auto Dealer Insurance

Auto Dealer Insurance

Owning an auto dealership can be stressful. You have to keep track of supply and demand, advertising, employee morale, incentives, customer services and more. Protect yourself and your auto dealership in case of any loss.

Sometimes problems can arise that put your dealership at risk. Get protected now with use, a multi-carrier authorized Huntington Beach insurance company.

Huntington Beach Workers Compensation Insurance

Workers Comp Insurance

Businesses need to provide benefits to workers who are injured or became ill on the job. In California, you must carry workers compensation insurance through a private insurer or the state, or the business can elect to be self-insured.

Not surprisingly, failure to carry workers compensation insurance will result in payments or penalties levied by the state. Get free Huntington Beach insurance quotes today.

Huntington Beach Auto Service Garage Insurance

Auto Service Garage Insurance

Service garage liability insurance combines key features of general liability and commercial auto. Service garage insurance is often combined with liability insurance. All coverages can be combined into a comprehensive business owner’s policy.

Contact us today to create a custom repair garage, dealership or other small business policy that manages your risk and doesn't drain the bank account.

Huntington Beach Commercial Auto Insurance

Commercial Auto Insurance

Many owners drive the same car for business and personal use. If the business owns vehicle, the business name is the “principal insured” and responsible. Your need for commercial auto insurance depends on the driving you do.

Specifically, a business auto policy differs from a personal auto policy in many technical respects. A local Huntington Beach insurance agent will get the right coverage.

Insurance Customer Feedback

Local Huntington Beach Insurance Company Benefits

There are many benefits to using a independent local Huntington Beach insurance company vs going on the Internet to one of the big carriers like State Farm, Geico or Progressive. Many of the instant online quotes from these big carriers do not guarantee you will get the best rates. Local Huntington Beach insurance company agents have many advantages over the large insurance carriers.

A local Coffer Huntington Beach insurance agent will listen to your individual needs then find a customized insurance policy for you. Local insurance agents in Huntington Beach, will more effectively understand your community. Understanding the local Huntington Beach community is vital to getting the correct amount of insurance. This understanding allows the agent to create the best policy to meet your needs.

Here are 5 ways a local Huntington Beach insurance company can benefit you:

Local Huntington Beach Insurance Consultation

Not sure how much Huntington Beach insurance company coverage you need to protect your home? Confused what line of insurance you need to protect your small business? Local insurance agents not only want what’s best for you but we’ll provide our professional guidance as well. We’ll listen to your needs, strive to not only educate you on what you are and aren’t covered for, but also counsel you on what insurance company best fits you. Because we represent multiple insurance companies, you get a choice.

Premium Increase Assistance & Solutions

If you have insurance through a direct carrier and suddenly your car insurance increases by $300 the following year, it’s time to change carriers. If you have a local Huntington Beach insurance agent, all you have to do is reach out to your agent via email or phone. We’ll shop our many insurance carriers to find the best coverage for your needs & budget. Our agency works to save you time and money by working with pre-selected insurance companies and acting on your behalf to fit you into the right insurance program.

Long-Lasting Community Relationship

Just like you have built trust with your doctor and dentist, we want the same type of relationship with helping you with your Huntington Beach insurance. We strive to build that same trust when needing insurance guidance or saving time & money. To us, you’re not just a customer, you’re a valued Huntington Beach insurance client who needs to be properly protected.

Always Accessible

Your lifestyle and needs change over time and we are here to assist you with all of life’s changes. Whether you’re looking to start a business, buying your first home, or insuring your new classic car, Coffer Insurance is here to help with your Huntington Beach insurance savings questions and concerns. We do not send you to an FAQ page.

Local Huntington Beach Insurance Agents Are Your #1 Choice

Since we offer many lines of insurance and serve many types of customers, we can cover all your needs. Plus, when you bundle insurance policies, you may qualify to lower your premiums. Get your home, car, boat and business insurance all under one roof to make it easy for you.

If you are looking for the best Huntington Beach insurance company for your auto, home or business insurance, call Coffer Insurance. We look forward to earning your business and will work hard to save you to money and get you the coverage you need.