Orange County Motorcycle Insurance Savings
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Motorcycle Insurance Savings Tips
Enjoy the pleasures of riding your motorcycle and have peace of mind with the right Orange County motorcycle insurance policy coverage.
At Coffer Insurance Agency, located in Anaheim, we take pride in keeping motorcyclists up and driving on the road with the best motorcycle insurance policy that suits their needs.
Orange County Motorcycle Insurance Policy Specifications and Classifications
When insuring your motorcycle, it’s important to understand that underwriters often use bike classifications when designing your coverage. Some insurance companies do not recognize all classifications, which could potentially pose a problem for you.
For example, if you have a vintage motorcycle as opposed to a cruiser style motorcycle, then you need the appropriate classification. If the insurance company does not classify your motorcycle as vintage, then your coverage limits will fall short if anything were to happen.
Bundling Your Orange County Motorcycle Insurance Policy
Most people who own a motorcycle also have another vehicle. You are required to carry separate motorcycle insurance because your auto insurance differs in a few ways. For one, auto insurance always includes coverage for passengers.
Motorcycle policies may need additional coverage for passengers. Furthermore, another difference is if an accident occurs with a motorcycle there is usually more injury. Therefore, the medical coverage amount can be increased.
Although vehicle insurance won’t cover your motorcycle, motorists can bundle the policies, which saves a good deal of money.
What is Covered with OC Motorcycle Insurance?
Standard motorcycle insurance includes normal liability coverage. In addition, other coverage you can get is:
- Uninsured/underinsured motorist
- Medical coverage
- Roadside assistance
- Rental vehicle
- Custom parts and accessories
Optional Insurance For Motorcycles
Some motorcyclists need additional coverage for accessories. The standard accessory coverage will provide up to $3,000 at no extra premium cost. However, if additional coverage is desired, you can purchase up to $30,000.
If you want accessory coverage, you must complete an itemized list of all the things that will be included in the insurance. Some of the accessories that motorcyclists get covered are:
- Helmets
- Riding Gear
- Transport trailers
Discounts on Policies
Before making your final decision on what insurance company to go with, do your research. Discounts are available if you check. Insurance agencies may offer discounts for driving habits, lifestyle choices, and multiple vehicle policies. To get the best price for your motorcycle, it’s best to compare insurance policies. However, you need to make sure all the policies are exactly the same. It’s recommended that people check with about three different insurers before making a final decision.
Driving safely can help keep your rates down. It’s always best to get a few quotes before making your decision. Make sure the quotes are for the exact same coverage. Are you ready to speak with a Coffer Insurance specialist about a quote?
Customer Testimonials
Terri was right to the point and satisfied all my needs without going through a big spiel.
The Agent that helped me get the insurance I needed was polite, very professional and answered all of my questions with regard to my concerns. She was right on time! Thanks again Terri!!🤗
Terri was very friendly, and did a very good of finding me a better and less expensive policy….
Terri has really good communications skills, is very polite and explained things really well.
Great experience with Coffer. Terri has always been responsive to my needs as a customer. Rates are competitive and service is top-notch!
Super efficient, clear communication and scored a much better rate for my car and renters insurance!
The staff at Coffer insurance are so nice and knowledgeable. I’m so happy I found this agency and would highly recommend them. As a college student I need low prices and fast service. I can say they met all my needs. Thank you coffer!
Coffer went the extra mile to make sure I was insured. They had a team member meet me at my dealership, an hour from their office, with proof of insurance so I could take delivery. Incredible service! Needless to say, I moved all of my insurance business to Coffer.
I have been with Coffer for many years. They offer excellent customer service and their rates are unbeatable! Not only do they have those qualities, but when it comes to a claim they are unsurpassed. They are on top of everything until the end. I would not go to any other insurance agency.
Just spent time getting my policies straightened out with Coffer. They have been so helpful, professional and friendly. This is the agency we will be with me for years to come. Thank you!
I have worked with Coffer for over 10 years and have always received top notch service. They have always been so helpful with my questions and policies. I would highly recommend Coffer Insurance for any and all of your insurance needs.