Orange County Auto Service Garage Insurance Savings
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OC Service Garage Insurance TipsIf you own an auto repair business in the OC, you need a specialized insurance policy to protect you. We provide the best rates on Orange County auto service garage insurance for businesses such as:
- Auto Body & Repair Shops
- Auto Detailing
- Oil & Lube Shop
- Auto Paint Shop
- Engine Repair Shop
- Brake Repair Shop
Auto Service Garage InsuranceIn addition to the auto dealer surety bond legally required for retail car dealers, California dealers should also purchase garage liability insurance. Learn more about this policy below, and request a quote from Absolute Surety today.
What is Orange County Auto Service Garage Insurance?Auto garage liability insurance combines key features of general liability insurance and commercial auto insurance. Garage keeper’s insurance, though typically a separate coverage, is often combined with garage liability insurance. All of these coverages can be combined with Worker’s Compensation, Business Property, Business Interruption, and Defective Parts and Workmanship coverages to create a custom, comprehensive business owner’s policy (BOP) for an auto dealership or other business that involves servicing and repairing motor vehicles.
Who Needs Auto Garage Insurance?In California, Orange County auto service garage insurance is not mandatory for any business. However, there is no cap on the amount of damages that a court can award a plaintiff in a liability suit, and California judges tend to make high damage awards. It makes good business sense for businesses that have a significant risk of bodily injury or property damage to purchase a liability insurance policy with a high coverage limit. Auto dealers that perform service and repairs on their premises are prime candidates for garage liability insurance, as are other auto-related businesses, such as:
- All auto repair shops
- Towing services and impound lots
- Car washes and detailing services
- Restaurants and hotels that offer valet parking
- Independent valet parking services