Orange County Auto Dealer Insurance Savings
Protect Your Auto dealership from Another Person or Business’s Claims of Bodily Injury Affordably
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Auto Dealer Insurance in the OC
Owning an auto dealership can be stressful. Furthermore, you have to keep track of supply and demand, advertising, employee morale, incentives, customer services and more. Sometimes problems can arise that put your dealership at risk.
Protect yourself and your auto dealership by making sure you have the right types of Orange County auto dealer insurance.
- General Liability
- Garage Liability
- Commercial Auto
- Workers Comp
General Liability For Auto Dealers
General liability insurance is designed to give you a broad, overall level of commercial insurance protection for things that you might not expect to happen.
This coverage also includes bodily injury coverage for customers if they get hurt on your property. Additionally, it provides coverage for costumer’s property in case of damage while in your possession.
General liability also provides you with financial protection if there are mistakes in your advertising, or if liability arises with the products you sell.
Business Owners Policy For Auto Dealerships
General liability is included in a more detailed commercial insurance coverage option that is ideal for small businesses like yours.
A business owners policy, or BOP, provides you with specific types of protection for your tangible and intangible business assets. You can tailor the coverage options in a BOP to meet your auto dealership needs.
Orange County Auto Dealer Insurance Protection
Buildings and Contents
The dealership showroom and your company offices are critical to the success of your business. A BOP protects you from the loss of the actual building, outdoor assets such as your vehicle inventory, and inside assets such as the office furniture and equipment.
Business Income and Extra Expense
When disaster strikes it may cause enough damage that you are forced to conduct business in a temporary location. Sometimes you must close your dealership completely until repairs can be made.
A BOP can provide for lost income and temporary extra expenses when events like this arise.
Electronic Data
Inventory, sales data, employee contracts and customer financing information – all of these are examples of the types of critical data your dealership may keep in electronic format.
A BOP protects you from the financial burden that losing these digital files can cause.
Newly Acquired or Constructed Buildings
If you build a new showroom or buy another location to expand your business, a BOP can protect those new structures for a specified time without additional premiums.
Employee Dishonesty Coverage
Employee dishonesty accounts for as much as $400 billion in lost annual revenue for small businesses. Dishonest actions can include theft of physical property from the premises, unauthorized use of company credit cards and computer fraud.
Commercial Auto Insurance For Car Dealerships
Auto dealers drive frequently. Protect your company from extensive financial hardships that can be caused if you or an employee is involved in an auto accident while driving for business specific purposes.
Workers Comp Insurance for Auto Dealers
If your auto dealership has employees, you are required by law to protect them from financial hardships that might arise if they are injured on the job. Workers comp insurance is a required coverage, and it pays the employee’s medical and hospital expenses when accidents happen.
Customer Testimonials
Terri was right to the point and satisfied all my needs without going through a big spiel.
The Agent that helped me get the insurance I needed was polite, very professional and answered all of my questions with regard to my concerns. She was right on time! Thanks again Terri!!🤗
Terri was very friendly, and did a very good of finding me a better and less expensive policy….
Terri has really good communications skills, is very polite and explained things really well.
Great experience with Coffer. Terri has always been responsive to my needs as a customer. Rates are competitive and service is top-notch!
Super efficient, clear communication and scored a much better rate for my car and renters insurance!
The staff at Coffer insurance are so nice and knowledgeable. I’m so happy I found this agency and would highly recommend them. As a college student I need low prices and fast service. I can say they met all my needs. Thank you coffer!
Coffer went the extra mile to make sure I was insured. They had a team member meet me at my dealership, an hour from their office, with proof of insurance so I could take delivery. Incredible service! Needless to say, I moved all of my insurance business to Coffer.
I have been with Coffer for many years. They offer excellent customer service and their rates are unbeatable! Not only do they have those qualities, but when it comes to a claim they are unsurpassed. They are on top of everything until the end. I would not go to any other insurance agency.
Just spent time getting my policies straightened out with Coffer. They have been so helpful, professional and friendly. This is the agency we will be with me for years to come. Thank you!
I have worked with Coffer for over 10 years and have always received top notch service. They have always been so helpful with my questions and policies. I would highly recommend Coffer Insurance for any and all of your insurance needs.