Costa Mesa Insurance Company Savings

Costa Mesa Insurance Services Quote

It only takes 10 minutes to see if we can save you 20% on Costa Mesa insurance. How can we help you?

Shopping for the best Costa Mesa insurance policy is time consuming. Furthermore, it can be frustrating. There are many large insurance carriers. It is difficult to choose which one is best for your needs.

Not surprisingly, most consumers and business owners throw their hands up and just go with a name they know. Unfortunately, they do not know if they got the best rate and all the discounts available.

Coffer Insurance is a local insurance company that serves the unique needs of the Costa Mesa community. Whether you live in Mesa Verde, Mesa Del Mar, Halecrest, College Park, Downtown Costa Mesa, or Monticello Community we have the lowest Costa Mesa insurance company premiums. We are an insurance services company that is authorized to use many large carriers. This enables us to shop for the best premium rates.

Most importantly, we are a local, family-owned insurance agency. We understand the unique needs of your community. This understanding combined with our broad range of offerings, enables use to provide solutions that meet any resident or business needs. Furthermore, we work hard to find you the best rates from the best carriers.

It is time to lower your premiums! We look forward to listening and learning about your requirements. Contact us with the confidence that we will find the best rates for you.

Costa Mesa Personal Insurance Policies

Auto Insurance

Auto Insurance

Drive in peace with an auto insurance policy that fits your Costa Mesa lifestyle. Driving on the roads these days is hectic. Whether you live in the city or suburbs, the traffic and roads are challenging.

We have long been providing auto insurance in for Costa Mesa residents. Our local insurance agents work with you to make sure you are covered and save.

Costa Mesa Motorcycle Insurance

Motorcycle Insurance

Enjoy the pleasures of riding your motorcycle with peace of mind. Peace of mind comes from the right Costa Mesa insurance policy coverage. We take pride in keeping motorcyclists protected driving on the road.

All our motorcycle insurance policies are built to suit your unique needs. We recognize all classifications, and find you the lowest insurance rates.

Costa Mesa Homeowner Insurance

Homeowner Insurance

With a local company, you are confident you will receive the most complete homeowner coverage. We shop your insurance needs to all major carriers to create effective insurance policies at the best premium price.

It is important to get a policy that is perfect for your needs. We work hard to understand your home and needs to get the policy just right.

Renters Insurance

Renter Insurance

Renters insurance covers the personal items in your rental unit or home. Liability is also covered under a renters policy. Theft, weather, fire, water, or electrical damage can result in loss of personal belongings. Protect your belongings!

As a renter, it is required to show proof of renters insurance. We can get you a quote and proof of Costa Mesa insurance quickly.

Multi-Carrier Costa Mesa Insurance Discounts

When you are searching for new insurance or a lower premium, it is important to work with a multi-carrier authorized insurance services company. Specifically, a multi-carrier authorized  services company is able to shop for the lowest premiums for your specific policy. This provides you confidence that we can find you the correct amount of coverage at the lowest premiums possible.

Here are a few of the major insurance carriers we are authorized to provide. 

Authorized SafeCo Insurance Agent Discounts


Authorized Mercury Insurance Agent Discounts
Quote Now, Buy Now

Authorized Progressive Costa Mesa, CA Insurance Agent Discounts

Costa Mesa Business Insurance Policies

Small Business Insurance

Small Business Insurance

Small business Costa Mesa policy includes coverage in the event that the office closes due to damages. Standard coverage will take care of lost wages & revenue, but it is important to look into extra coverage.

Our free consultation ensures you are educated on available extra coverage in case you need to relocate temporarily while the business is repaired.

Costa Mesa Auto Dealer Insurance

Auto Dealer Insurance

Owning an auto dealership can be stressful. You have to keep track of supply and demand, advertising, employee morale, incentives, customer services and more. Protect yourself and your auto dealership in case of any loss.

Sometimes problems can arise that put your dealership at risk. Get protected now with use, a multi-carrier authorized Costa Mesa insurance company.

Workers Compensation Insurance

Workers Comp Insurance

Businesses need to provide benefits to workers who are injured or became ill on the job. In California, you must carry workers compensation insurance through a private insurer or the state, or the business can elect to be self-insured.

Not surprisingly, failure to carry workers compensation insurance will result in payments or penalties levied by the state. Get free coverage quotes today.

Costa Mesa Auto Service Garage Insurance

Auto Service Garage Insurance

Service garage liability insurance combines key features of general liability and commercial auto. Service garage insurance is often combined with liability insurance. All coverages can be combined into a comprehensive business owner’s policy.

Contact us today to create a custom repair garage, dealership or other small business policy that manages your risk and doesn’t drain the bank account.

Commercial Auto Insurance

Commercial Auto Insurance

Many owners drive the same car for business and personal use. If the business owns vehicle, the business name is the “principal insured” and responsible. Your need for commercial auto insurance depends on the driving you do.

Specifically, a business auto policy differs from a personal auto policy in many technical respects. A local Costa Mesa insurance agent will get the right coverage.

Insurance Customer Feedback

5-stars Rating

See more 5-stars on Costa Mesa Insurance Coffer Google Business

Terri has really good communications skills, is very polite and explained things really well.

Anthony Herrera 1/16/2023

Called to get a quote and Terri was kind enough to help provide one! After shopping around and comparing I found they provided the best rate at a great price! Shout out to Terri, she’s the one you gotta call to help with your insurance needs!

America Duque 3/17/2023

Terri was very friendly, and did a very good of finding me a better and less expensive policy. 🤗

Mark Rae 1/17/2023

Great experience with Coffer. Terri has always been responsive to my needs as a customer. Rates are competitive and service is top-notch!

Paul de Leon 1/13/2023

Terri made my insurance buying task a breeze. I never had a simpler experience. Thank you.

Glenn Smith 3/16/2023

Terri was right to the point and satisfied all my needs without going through a big spiel.

Dante Sabatino 2/2/2023

Terri helped me get my motorcycle insurance in order for a great low payment. Thanks Terri!

Miguel Brambila 3/8/2023

Super efficient, clear communication and scored a much better rate for my car and renters insurance!

Katie Tye 1/13/2023

The Agent that helped me get the insurance I needed was polite, very professional and answered all of my questions with regard to my concerns. She was right on time! Thanks again Terri!!🤗

Mizz Alisha Watts 1/23/2023

Local Costa Mesa Insurance Company Benefits

There are many benefits to using a independent local Costa Mesa insurance company vs going on the Internet to one of the big carriers like State Farm, Geico or Progressive. Furthermore, many of the instant online quotes from these big carriers do not guarantee you will get the best rates. Local Costa Mesa insurance company agents have many advantages over the large insurance carriers.

A local Coffer Costa Mesa insurance agent will listen to your individual needs then find a customized insurance policy for you. Local insurance agents in Costa Mesa, will more effectively understand your community. Specifically, understanding the local Costa Mesa community is vital to getting the correct amount of insurance. This understanding allows the agent to create the best policy to meet your needs.

Here are 5 ways a local Costa Mesa insurance company can benefit you:

Local Costa Mesa Insurance Consultation

Not sure how much Costa Mesa insurance company coverage you need to protect your home? Confused what line of insurance you need to protect your small business? Local insurance agents not only want what’s best for you but we’ll provide our professional guidance as well. We’ll listen to your needs, strive to not only educate you on what you are and aren’t covered for, but also counsel you on what insurance company best fits you. Because we represent multiple insurance companies, you get a choice.

Premium Increase Assistance & Solutions

If you have insurance through a direct carrier and suddenly your car insurance increases by $300 the following year, it’s time to change carriers. However, if you have a local Costa Mesa insurance agent, all you have to do is reach out to your agent via email or phone. We’ll shop our many insurance carriers to find the best coverage for your needs & budget. Our agency works to save you time and money by working with pre-selected insurance companies and acting on your behalf to fit you into the right insurance program.

Long-Lasting Community Relationship

Just like you have built trust with your doctor and dentist, we want the same type of relationship with helping you with your Costa Mesa insurance. We strive to build that same trust when needing insurance guidance or saving time & money. To us, you’re not just a customer, you’re a valued Costa Mesa insurance client who needs to be properly protected.

Always Accessible

Your lifestyle and needs change over time and we are here to assist you with all of life’s changes. Additionally, whether you’re looking to start a business, buying your first home, or insuring your new classic car, Coffer Insurance is here to help with your Costa Mesa insurance savings questions and concerns. Most importantly, we do not send you to an FAQ page.

Local Costa Mesa Insurance Agents Are Your #1 Choice

Since we offer many lines of insurance and serve many types of customers, we can cover all your needs. Plus, when you bundle insurance policies, you may qualify to lower your premiums. Get your home, car, boat and business insurance all under one roof to make it easy for you.

If you are looking for the best Costa Mesa insurance company for your auto, home or business insurance, call Coffer Insurance. We look forward to earning your business and will work hard to save you to money and get you the coverage you need.